What to do when you turn 65

Medicare made simple What to do when you turn 65: a simple step-by-step Medicare checklist Turning 65 sets a Medicare clock ticking, and a few early decisions shape your costs and coverage for years. Here is exactly what to do, in plain English and in the right order. By Jake McGeoy, licensed independent Medicare insurance […]

Medicare Advantage Open Enrollment 2026

Medicare Advantage Open Enrollment Medicare Advantage Open Enrollment 2026 Can I change my Medicare Advantage plan between January 1 and March 31? Yes. If you are already enrolled in a Medicare Advantage (Part C) plan, this window gives you a one-time chance to switch Medicare Advantage plans or return to Original Medicare. Changes generally take […]

Medicare Enrollment Periods

Medicare Enrollment Periods: When & How to Sign Up Timing matters with Medicare. If you miss certain enrollment windows, you could face late penalties or gaps in coverage. I’m Jake McGeoy, your local Medicare agent, and here’s what you need to know about when and how to sign up. 1. Initial Enrollment Period (IEP) Your […]

Medicare Costs: Premiums, Deductibles & Out-of-Pocket Expenses

Medicare Costs: Premiums, Deductibles & Out-of-Pocket Expenses Medicare provides excellent coverage, but it’s not free. Understanding what you’ll pay helps you budget with confidence and avoid surprises. I’m Jake McGeoy, your local Medicare agent, and I’ll break down the key costs in plain English. Medicare Part A Costs (Hospital Insurance) Premium: Most people get Part […]

Medicare & Military / VA Benefits

Medicare & Military / VA Benefits If you’ve served our country, you may have access to VA (Veterans Affairs) benefits or TRICARE for Life (TFL). The good news? You can keep those benefits and still enroll in Medicare. I’m Jake McGeoy, your local Medicare agent, and I’ll help you coordinate both so you get the […]

Medicare & Employer Coverage

Medicare & Employer Coverage Turning 65 doesn’t always mean you have to leave your employer’s health insurance. Many people keep working and stay on their company plan, while others may retire and wonder how Medicare fits in. I’m Jake McGeoy, your local Medicare agent, and I’ll help you make sense of your options so you […]

Medicare Costs & Budgeting for Healthcare

Medicare Costs & Budgeting for Healthcare Medicare isn’t free — but with the right plan, it can be predictable and affordable.I’m Jake McGeoy, your local Medicare agent, and I’ll break down what you can expect to pay so you can budget confidently. 1. Monthly Premiums Your premium is the amount you pay every month to […]

When and How to Enroll in Medicare

When and How to Enroll in Medicare Timing is everything with Medicare. Enroll at the right time, and your coverage will be smooth from day one. Wait too long, and you could face late penalties that last for life. I’m Jake McGeoy, your local Medicare agent, and I’ll walk you through when and how to […]

Medicare vs. Medicare Advantage

Medicare vs. Medicare Advantage – Which is Right for You? When you first enroll in Medicare, you have an important decision to make:Stick with Original Medicare (Parts A & B) or choose a Medicare Advantage Plan (Part C). Both have strengths. Both have trade-offs. The right choice depends on your health needs, budget, and personal […]