Medicare Advantage (Part C)

If you like the idea of getting all your Medicare benefits through one plan—with extras—Medicare Advantage might be for you.

I’m Jake McGeoy, your local Medicare agent, and I help people across Maryland, Pennsylvania, and Virginia find Medicare Advantage plans that fit their lifestyle, budget, and health needs.

What Is Medicare Advantage?

Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare.
They provide all the benefits of Original Medicare (Parts A & B)—and most include Part D prescription drug coverage—all in one plan.

Many plans also include extras like:

Dental, vision, and hearing benefits
Over-the-counter allowances
Fitness programs like SilverSneakers®
Transportation to medical appointments
Wellness and telehealth visits

Types of Medicare Advantage Plans

HMO (Health Maintenance Organization) – Lower costs but requires using in-network providers (except emergencies).
PPO (Preferred Provider Organization) – More flexibility to see out-of-network doctors (often at a higher cost).
PFFS (Private Fee-for-Service) – You can see any Medicare-approved doctor who accepts the plan’s payment terms.
SNP (Special Needs Plans) – Tailored for people with specific conditions or financial needs.

Pros of Medicare Advantage

All-in-one coverage – Hospital, medical, and often prescription coverage under one plan.
Extra benefits – Routine dental, vision, hearing, and more.
Predictable costs – Many plans have low or $0 premiums.

Things to Keep in Mind

Provider networks – You may have to use certain doctors or hospitals.
Regional coverage – Plans are usually specific to your area.
Annual changes – Benefits, premiums, and networks can change each year.

When Can You Enroll?

Initial Enrollment Period – When you first become eligible for Medicare.
Annual Enrollment Period (Oct. 15 – Dec. 7) – Switch or enroll in a new plan.
Special Enrollment Periods – For certain life events like moving or losing coverage.

How I Help

I’ll help you:

Compare all Medicare Advantage plans available in your county.
Review your doctors, prescriptions, and benefits to ensure the plan fits.
Make enrollment easy and stress-free.

Your Medicare should work for you—not the other way around.
Call Jake McGeoy at 443-797-3923 for a free, no-obligation Medicare Advantage consultation.